WE RESPECT YOUR PRIVACY
At MVB, we do everything we can to protect the privacy of consumers and our customers, including those who visit our Web site. We value your time and your interest in our organization. We place a high priority on ensuring the security and privacy of data pertaining to each consumer. MVB is aware that as customers, you have entrusted us with your financial information and accounts, and also have shared personal information with us. We are providing you this privacy notice to help you understand how we handle the personal nformation about you that we collect.
This consumer data protection/privacy notice serves as a reference guide for consumers, customers, bank staff, and management regarding the protection of your data and your privacy.
Community Bank's Consumer Data
Protection and Privacy Practices
MVB's board of directors and staff believe it is important to inform you of the data protection and privacy practices that we have instituted. To ensure that we successfully accomplish these priority practices, as an organization we have:
· Established a policy for management and staff to ensure the protection of consumer data and staff awareness of data privacy.
· Established a policy to ensure proper procedures and controls are in place to address those situations required by law when we must disclose nonpublic personal information.
The Collection and Use of Information
We need to collect information about you to conduct our business relationship. However, in order to protect your information, we maintain and enforce strict security procedures.
We collect nonpublic personal information about you from various sources including:
· Information we received from you on applications or other forms, such as: your name, address, social security number, assets, and income.
· Information about your transactions with us, our affiliates, or others, such as: your account balance, payment history, parties to transactions, and credit card usage.
· Information we receive from a consumer reporting agency, such as: your creditworthiness and credit history.
We do not disclose any nonpublic personal information about you to nonaffiliated third parties, except as permitted by law.
We may disclose all of the information we collect, as described above to service providers and companies that perform marketing services on our behalf (for example - check printing companies).
Accuracy of Information
Every effort is made to ensure our records of your information are complete and correct. If an error is noted on your statement or in any other communication from us, please contact us at the number listed on your account materials as soon as possible, or you may write to us at:
905 Rio Street
P.O. Box 280
Red Bluff, CA 96080
Or via email: firstname.lastname@example.org
If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.
We collect only the information necessary to deliver quality products and services to our customers. Only authorized and trained employees have access to customer information.
We also are continually assessing new technology, as it becomes available, to continue to best protect your privacy. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
We may modify our privacy practices occasionally. If we do so, we will communicate any material changes to you as required by law.
Privacy on the Web
Visitors to MVB's Web site remain anonymous. Portions of our web site may use a 'cookie' which is a file placed on your system allowing the Bank's web server to log the pages you used in the web site. MVB uses this information to create summary statistics and to determine the level of interest in information available on our site.
MVB will at all times treat the information supplied through a 'cookie' with the same security and privacy protection as any other customer information we receive.
Thank you for choosing MVB. We value you as a customer and appreciate the opportunity to serve you and our communities.